Introduction
This policy explains how Bridge Finance Ltd handles your personal data. It outlines our responsibilities, your rights, and how we collect, store, and protect your information.
The Website
The website, www.bridgefinanceltd.co.uk, is operated by Bridge Finance Ltd. We are committed to protecting your privacy and comply fully with all relevant UK data protection laws.
Use of Cookies
What are cookies?
Cookies are small text files stored on your device. They help websites function and provide a more personalised experience.
Our use of cookies:
We may use cookies in future to store user preferences
Session cookies may assist site navigation
Google Analytics may be used to monitor site performance anonymously
You can manage or block cookies through your browser settings
Personal Information
When you use our services, we may collect personal data such as your name, address, contact information, and financial details. This is used solely to process your application or enquiry.
Data is handled securely in line with the Data Protection Act 1998 and our Privacy Policy. By submitting your details, you agree that Bridge Finance Ltd may contact you using the methods provided.
You can request a copy of your data or ask us to delete it by emailing: info@bridgefinanceltd.co.uk.
How We Collect Information
Directly from you – via enquiry forms or direct communication
Authorised sources – with your consent, we may receive data from other services (e.g. location data or social media)
Data Retention
We retain personal information only as long as necessary for service provision, legal compliance, or dispute resolution. This may include retention for up to six years after an account is closed.
Loan Applications & Enquiry Forms
We do not sell or rent your data. Information is used to:
Assess creditworthiness
Communicate with you
Manage your account and repayments
Prevent fraud and money laundering
Report to Credit Reference and Fraud Prevention Agencies
Fulfil legal and regulatory duties
Failure to provide necessary information may result in an inability to offer credit.
Sharing Your Information
Your data may be shared with:
Service providers acting on our behalf
Law enforcement or regulatory authorities if legally required
Credit Reference Agencies (CRAs) and Fraud Prevention Agencies (FPAs)
Information shared with CRAs may be retained for six years, whether an account is settled or defaulted.
Key CRA Contacts:
Equifax: https://www.equifax.co.uk/
Experian: consumer.helpservice@uk.experian.com
Storing Your Information
Your data is stored within the UK or EEA. If data is transferred outside this area, we ensure it is protected under appropriate safeguards.
Your Rights
You have the right to:
Access your personal data
Correct or update your information
Request data deletion or restriction
Receive your data in a portable format
Know which CRAs we have used
Contact
To exercise your rights or raise a concern, contact our Data Protection Officer at:
Email: info@bridgefinanceltd.co.uk
Address: Bridge Finance Ltd, 146 New London Road, Chelmsford, CM2 0AW
If you are dissatisfied with our response, you can contact:
Information Commissioner’s Office
Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF
Tel: 0303 123 1113